New Year New Credit
here’s some GOOD CREDIT SCORE TIPS: 📉📈📊💯
#PaymentHistory is 35% of your credit score.
Keep your payments UP TO DATE. Try to avoid making payments later than 30/60 days.
#CreditUtilization is 30% of your credit score. for BEST results, keep your utilization under 7% and pay all payments in full by due date.
Age Of Credit
#AgeOfCredit is 15% of your credit score. The longer your accounts are open, the better.
On average, accounts opened 2 years or more, are better established.
#CreditInquiries is 10% of your credit score.
Limit your inquiries to 5-7 a year.
Most collections stay on your report for more than 7 years! to avoid future risks, avoid defaulting on payments.
DEROGATORY MARKS will hurt your score.
• Dispute any incorrect information on your report.
MOST ALL BE PATIENT! CREDIT repair is a journey, not a marathon 🏁💙✨
💎 Make your CREDIT an asset, use it to make money for you: AIRBNB • TURO • INVENTORY • FOOD TRUCK • NEW APARTMENT 💰